Question 1

How much does a daily coffee actually cost per year?

Accepted Answer

A daily €2.50 espresso costs €912 per year. That is equivalent to a return flight from Milan to Tokyo in low season (Skyscanner avg 2026: from €555). Most people never calculate the annual total of their daily habits.

Question 2

How much do cigarettes cost per year?

Accepted Answer

A pack a day at €6 costs €2,190 per year — equivalent to 10 nights in a 4-star Maldives resort all-inclusive (avg 2026: €200/night). Half a pack costs €1,095/year, the price of a return flight to Tokyo plus 3 nights hotel.

Question 3

How much does lunch delivery cost per year?

Accepted Answer

Ordering lunch delivery at €14 per weekday costs €3,640 per year. That is enough for an iPhone 16 Pro (€1,329), AirPods Pro (€299), Apple Watch Series 10 (€429), and €1,583 still in your pocket.

Question 4

How much do streaming subscriptions cost per year?

Accepted Answer

Netflix + Spotify + Prime + Disney+ combined cost approximately €635 per year in 2026. That is the equivalent of a return flight from Milan to Mykonos plus 5 nights in a hotel with a pool.

Question 5

How much does an unused gym membership cost over time?

Accepted Answer

A €50/month gym membership you never use costs €600 per year and €3,000 over 5 years. That is equivalent to 4 return flights to Barcelona. REFRAMED helps you calculate the real annual cost of any habit.

Question 6

What is a habit cost calculator?

Accepted Answer

A habit cost calculator takes any daily or recurring expense and converts it into its real annual cost, then translates that number into concrete experiences — flights, holidays, products — so you can understand what your habits are actually costing you in real life terms.

Habit cost calculator and daily spending reframer

YOUR HABIT
ISN'T €2.50
A DAY.

BROWSE REFRAMES

YOUR HABITISN'T €2.50A DAY.

BROWSE REFRAMES

YOUR HABIT
ISN'T €2.50
A DAY.